Holidays for next week

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If you're driving: Drivers should delight in low gas prices; the national average for a gallon is predicted to fall below $2 by Christmas. Daily car rental rates will average $68. With Hertz, people in their early 20s can get a discount. When making a reservation before January 15, use the code PC# 105346 to save $17/day.

What to purchase with your rental: Insurance and collision damage waivers are major revenue sources for rental companies and can be unnecessary expenses. If you own a car and have insurance, you're likely covered for rental cars. If you're using a credit card to pay for your rental, your credit card might cover damages and theft. Of course, double check both beforehand.

Last-minute airfare: AAA data shows airfares are 6 percent lower this holiday season than last, with a round-trip flight averaging $174. The cheapest days to fly are Christmas Day and New Year's Day, said Alex Williams, a spokesperson for FareCompare.

Here's the site's breakdown:

For Christmas departures (cheapest to more expensive)

Dec. 25, Dec. 22, Dec. 23, Dec. 24

For Christmas returns (cheapest to more expensive)

Dec. 29, Dec. 30, Dec. 28, Dec. 26, Dec. 27